Peter Thomson — Private-Lending Consultant, Midrand

Q: What does Peter help clients understand?

Peter helps people understand how private lending works in South Africa, covering the local prime-linked pathway and the offshore hard-currency pathway, including the structure, the term, the security features and the risks.

Background & experience

Nearly three decades advising, then a deliberate change of direction.

Having been a financial adviser for over 28 years, Peter became increasingly disillusioned with the ability of traditional financial institution products to deliver the outcomes and value he believed his clients deserved.

After conducting extensive due diligence into alternative asset opportunities, he made the decision to sell his traditional book of business and focus exclusively on two specialised, lower-risk lending opportunities.

The first is a South African-based opportunity, available to private clients seeking to participate in a secured lending environment, with the underlying structure protected under South African law.

The second is an offshore opportunity offering short-term, insured litigation lending in Pound Sterling, US Dollars or Euros — providing clients with access to an alternative asset class with defined lending parameters and insurance protection.

Areas of expertise

Where clients rely on me most.

Working alongside people who are interested in changing their own financial outcomes — from a first-time lender's opening questions through to a larger, more considered deployment.

01

Local, prime-linked lending

Rand-based arrangements that move with South Africa's prime rate. We model an indicative range and talk through how income tracks as prime shifts.

02

Offshore fixed-return notes

Hard-currency structures over a fixed term, deployed in Rands at the live rate. Useful when a client wants currency diversification and a defined horizon.

03

First-time private lenders

If you've never lent privately before, this is where I spend the most time — the structure, the protections, the questions to ask, and what "indicative" honestly means.

04

Larger capital deployments

For sizeable amounts, I coordinate directly with the product team so the structure, terms and administration are handled properly end to end.

Credentials & training

Formally grounded, and recently certified.

ProLend Consultant CertificationCompleted the full training programme and knowledge checks, 2026.

38 years in financial servicesIncluding more than 28 years advising private clients as a financial adviser.

Life insurance diplomasFormal grounding in long-horizon planning, risk and client structuring.

LanguagesAdvises in English.

How I work with you

Understanding first, decisions second.

01

Understand it properly first

I make sure you understand the lending pathways and the security features involved, so you can judge for yourself whether the information is relevant to your objectives.

02

Your objectives shape the plan

You tell me what you are trying to achieve, and we walk through the available pathways together — and the questions worth raising with the product provider.

03

No guesswork

If there is anything I feel I cannot assist you with, it is referred on to ProLend for further guidance. At no time is there guesswork involved.

Where Peter works

Based in Midrand, working across Gauteng and online.

Peter works with clients in Midrand, Johannesburg, Pretoria, Sandton and Centurion, as well as online with clients anywhere in South Africa. First conversations happen in person or over a video call — whichever suits you.

Common questions

About working with Peter.

Who is Peter Thomson?

Peter Thomson is a verified ProLend private-lending consultant based in Midrand, Gauteng, with 38 years in financial services including more than 28 years advising private clients.

Where is Peter based?

Peter is based in Midrand, Gauteng. He works with clients across Johannesburg, Pretoria, Sandton and Centurion, and online with clients anywhere in South Africa.

What does Peter help clients understand?

How private lending works in South Africa — the local prime-linked pathway and the offshore hard-currency pathway — including the structure, the term, the security features and the risks, so you can weigh it up yourself.

Does Peter provide financial advice?

No. Peter is an independent ProLend consultant and does not provide financial, investment or tax advice. He provides information and walks through the pathways; product terms and administration are the responsibility of the registered provider.

Can I model local and offshore scenarios with Peter?

Yes. You can model an indicative local prime-linked or offshore hard-currency scenario for your own amount using the calculator on Peter's link, then discuss what it shows with him.

Is there any obligation after enquiring?

No. Modelling a scenario and enquiring are free and carry no obligation. Nothing proceeds until you're comfortable, and final terms, availability and acceptance still apply.

Important boundaries

What this is — and what it isn't.

Peter is an independent ProLend consultant, not an employee of ProLend.
He does not provide financial, investment or tax advice.
Figures modelled on ProLend are indicative, not quotes or offers.
Returns are not guaranteed, and depend on the arrangement, prevailing rates and the term.
Capital carries risk, including the risk of loss.
Product terms and administration are handled by the registered credit provider under the National Credit Act.

Peter ThomsonPrivate-Lending Consultant in Midrand