First-time private lenders
If you have never lent privately before, this is where I spend the most time — the structure, the protections, the questions to ask, and what "indicative" honestly means.
Verified consultant
ProLend private-lending consultant
Marius WilkinsPrivate-Lending Consultant in Randburg
14+ years ops & IT · Private lending
Randburg, Gauteng
Local & offshore
In person & online
Ex-GM, 14+ years in operations and IT. I bring that same structure to private lending — clear numbers, honest conversations, no pressure to decide.
14 yrs
In financial services
Local + Offshore
Both ProLend pathways
Randburg
Gauteng, South Africa
In person & online
How Marius meets clients
Background & experience
14+ years ops & IT · Private lending
Ex-GM, 14+ years in operations and IT. I bring that same structure to private lending — clear numbers, honest conversations, no pressure to decide.
Operations and IT leader with 14+ years building and scaling operations across fleet management, IT infrastructure, and warehouse logistics — most recently as General Manager of a GPS tracking business in Johannesburg. Effective at the intersection of people, systems, and operations: bringing structure to fast-moving environments, building high-performing teams, and ensuring technology serves the business rather than adding complexity. Track record spans cybersecurity governance, ERP rollouts, contract negotiation, and full P&L accountability. Currently extends this expertise through MLW Consultants (own IT consultancy, Pretoria) — delivering server maintenance, cloud ERP, CCTV, PABX, device repair, and AI workflow integration solutions — and as a Consultant with ProLend (since August 2026), helping clients understand local and offshore private-lending structures.
Areas of expertise
Where clients rely on me most.
People with capital sitting idle — a lump sum, retirement savings in cash, or income you want to plan around. Not for money you might need soon.
Local, prime-linked lending
Rand-based arrangements that move with South Africa's prime rate. We model an indicative range and talk through how income tracks as prime shifts.
Offshore fixed-return notes
Hard-currency structures over a fixed term, deployed in Rands at the live rate. Useful when a client wants currency diversification and a defined horizon.
Credentials & training
What backs me.
ProLend Consultant CertificationCompleted the full training programme and knowledge checks, 2026.
14 years in financial servicesExperience brought to every client conversation.
LanguagesWorks with clients in English and Afrikaans.
How I work with you
Understanding first, decisions second.
01
The numbers come before the opinion.
Fourteen years in operations taught me that a decision is only as good as the figures underneath it. I will model your actual amount on both pathways — local prime-linked and offshore fixed-return — so you can see the outcomes next to each other before anybody offers a view on them.
02
Whether it suits you is a separate question from whether it works.
Local private lending is a loan asset with no fixed term: schemes repay as they are able. That suits capital you can leave alone, and it does not suit money you might need soon. I would far rather tell you it is the wrong fit than sign you up to something that does not match what the money is for.
03
Both pathways, and the difference between them.
I work across local prime-linked lending and offshore fixed-return notes, including what the rand does to an offshore return over three to five years. Based in Randburg, in English or Afrikaans, in person or on a call — whichever you prefer.
Where Marius works
Based in Randburg, working across Gauteng and online.
Marius works with clients in Randburg, Johannesburg, Pretoria, Sandton and Centurion, as well as online with clients anywhere in South Africa. First conversations happen in person or over a video call — whichever suits you.
Common questions
About working with Marius.
Who is Marius Wilkins?
Ex-GM, 14+ years in operations and IT. I bring that same structure to private lending — clear numbers, honest conversations, no pressure to decide. People with capital sitting idle — a lump sum, retirement savings in cash, or income you want to plan around. Not for money you might need soon.
Where is Marius based?
Marius is based in Randburg, Gauteng, and works with clients in Randburg, Johannesburg, Pretoria, Sandton and Centurion — as well as online with clients anywhere in South Africa.
Who does Marius work best with?
People with capital sitting idle — a lump sum, retirement savings in cash, or income you want to plan around. Not for money you might need soon.
What does Marius help clients understand?
How private lending works in South Africa — the local prime-linked pathway and the offshore hard-currency pathway — including the structure, the term, the security features and the risks, so you can weigh it up yourself.
Does Marius provide financial advice?
No. Marius is an independent ProLend consultant and does not provide financial, investment or tax advice — only information, and a walk through the pathways. Product terms and administration are the responsibility of the registered provider.
Can I model local and offshore scenarios with Marius?
Yes. You can model an indicative local prime-linked or offshore hard-currency scenario for your own amount using the calculator on Marius's link, then discuss what it shows together.
Is there any obligation after enquiring?
No. Modelling a scenario and enquiring are free and carry no obligation. Nothing proceeds until you are comfortable, and final terms, availability and acceptance still apply.
Important boundaries
What this is — and what it isn't.
- Marius is an independent ProLend consultant, not an employee of ProLend.
- Marius does not provide financial, investment or tax advice.
- Figures modelled on ProLend are indicative, not quotes or offers.
- Returns are not guaranteed, and depend on the arrangement, prevailing rates and the term.
- Capital carries risk, including the risk of loss.
- Product terms and administration are handled by the registered credit provider under the National Credit Act.
Ready when you are
Model your scenario with Marius.
Start with an indicative figure on the calculator, then request a conversation. There's no obligation, and nothing happens until you're ready.
Marius Wilkins is an independent ProLend consultant. Figures modelled on ProLend are indicative and do not constitute financial advice or a guarantee of any return. Product terms and administration are the responsibility of the registered product provider.