First-time private lenders
If you have never lent privately before, this is where I spend the most time — the structure, the protections, the questions to ask, and what "indicative" honestly means.
Verified consultant
ProLend private-lending consultant
Insurance and investment broker, 16 years
My focus is crafting tailored solutions to meet my clients' specific needs.
Background & experience
My focus is crafting tailored solutions to meet my clients' specific needs.
I'm one of those South African farm boys who went to boarding school and then got shipped off to do national service. Since then I studied towards a B Com through Unisa, and built a number of businesses focused on giving clients tangible solutions in the investment, insurance, risk and education spaces.
Over 16 years ago I joined the life insurance industry, started a brokerage, and added short-term insurance and a range of other services so that clients had a comprehensive basket to draw on — for the known and the unforeseen.
The most significant addition to that came when I met Peter Thomson. The offering he has largely spearheaded positions clients to place capital as a loan asset — lending it, much as a bank does — through the structures of BC Funding Solutions into the local body corporate environment. ProLend was created to accelerate that offering, and it also gives me the option of offshore litigation lending for clients who want a rand hedge.
Areas of expertise
People wanting to protect and grow their asset base before and after retirement.
If you have never lent privately before, this is where I spend the most time — the structure, the protections, the questions to ask, and what "indicative" honestly means.
Credentials & training
How I work with you
Most of the people I sit with have spent a working life building something. Before we talk about where capital goes, I want to understand what it is for, who depends on it, and what you would not want to put at risk.
I came to private lending from insurance and broking, so comparing structures is what I have done for a living. I will show you where lending fits alongside what you already hold — and, just as importantly, where it does not.
I am based in Howick in KwaZulu-Natal and work with clients across the province and further afield, in English or Afrikaans. Some prefer a table and a cup of tea; others would rather do it online. Either is fine by me.
Where Graham works
Graham works with clients in Greendale Park, Howick, Durban, Umhlanga, Pietermaritzburg and Ballito, as well as online with clients anywhere in South Africa. First conversations happen in person or over a video call — whichever suits you.
Common questions
Important boundaries
Ready when you are
Start with an indicative figure on the calculator, then request a conversation. There's no obligation, and nothing happens until you're ready.
Graham Shaw is an independent ProLend consultant. Figures modelled on ProLend are indicative and do not constitute financial advice or a guarantee of any return. Product terms and administration are the responsibility of the registered product provider.