First-time private lenders
If you have never lent privately before, this is where I spend the most time — the structure, the protections, the questions to ask, and what "indicative" honestly means.
Verified consultant
ProLend private-lending consultant
Colin de KlerkPrivate-Lending Consultant in Knysna
Colin, your road to affordable retirement
Knysna, Western Cape
Local & offshore
In person & online
I help people with their retirement financial plans.
20 yrs
In financial services
Local + Offshore
Both ProLend pathways
Knysna
Western Cape, South Africa
In person
How Colin meets clients
Background & experience
Colin, your road to affordable retirement
I help people with their retirement financial plans.
I am a retired businessman, and I came to private lending the way most of my clients do — someone I trusted sat me down and explained it properly. A good friend introduced me to BC Funding Solutions, and it became a central part of how I planned my own retirement. I was later appointed as a consultant, and twenty years on I am still grateful that I get to help other people think their retirement through carefully.
Areas of expertise
Where clients rely on me most.
People taking their first careful steps into private lending who want a honest patient guide.
Credentials & training
What backs me.
ProLend Consultant CertificationCompleted the full training programme and knowledge checks, 2026.
20 years in financial servicesExperience brought to every client conversation.
LanguagesWorks with clients in English and Afrikaans.
How I work with you
Understanding first, decisions second.
01
We start with a conversation, not a product.
Before anything else I want to understand what the money is for and when you might need it back. Most of the people I sit with are thinking about retirement, and that changes what makes sense for them.
02
I explain it until it is properly clear.
I will take you through how private lending works, what shapes the return and what the risks are, in plain language and for as long as it takes. If something is not clear, we go back over it. Nobody should place capital in something they cannot explain to someone else.
03
We meet in person where we can.
I am based in Knysna and I would far rather sit across a table than send you a document. I work in English or Afrikaans, there is no rush, and there is no obligation at any point.
Where Colin works
Based in Knysna, working across Western Cape and online.
Colin works with clients in Knysna, Cape Town, Stellenbosch, Somerset West and Paarl, as well as online with clients anywhere in South Africa. First conversations happen face to face.
Common questions
About working with Colin.
Who is Colin de Klerk?
I help people with their retirement financial plans. People taking their first careful steps into private lending who want a honest patient guide.
Where is Colin based?
Colin is based in Knysna, Western Cape, and works with clients in Knysna, Cape Town, Stellenbosch, Somerset West and Paarl — as well as online with clients anywhere in South Africa.
Who does Colin work best with?
People taking their first careful steps into private lending who want a honest patient guide.
What does Colin help clients understand?
How private lending works in South Africa — the local prime-linked pathway and the offshore hard-currency pathway — including the structure, the term, the security features and the risks, so you can weigh it up yourself.
Does Colin provide financial advice?
No. Colin is an independent ProLend consultant and does not provide financial, investment or tax advice — only information, and a walk through the pathways. Product terms and administration are the responsibility of the registered provider.
Can I model local and offshore scenarios with Colin?
Yes. You can model an indicative local prime-linked or offshore hard-currency scenario for your own amount using the calculator on Colin's link, then discuss what it shows together.
Is there any obligation after enquiring?
No. Modelling a scenario and enquiring are free and carry no obligation. Nothing proceeds until you are comfortable, and final terms, availability and acceptance still apply.
Important boundaries
What this is — and what it isn't.
- Colin is an independent ProLend consultant, not an employee of ProLend.
- Colin does not provide financial, investment or tax advice.
- Figures modelled on ProLend are indicative, not quotes or offers.
- Returns are not guaranteed, and depend on the arrangement, prevailing rates and the term.
- Capital carries risk, including the risk of loss.
- Product terms and administration are handled by the registered credit provider under the National Credit Act.
Ready when you are
Model your scenario with Colin.
Start with an indicative figure on the calculator, then request a conversation. There's no obligation, and nothing happens until you're ready.
Colin de Klerk is an independent ProLend consultant. Figures modelled on ProLend are indicative and do not constitute financial advice or a guarantee of any return. Product terms and administration are the responsibility of the registered product provider.