First-time private lenders
If you have never lent privately before, this is where I spend the most time — the structure, the protections, the questions to ask, and what "indicative" honestly means.
Verified consultant
ProLend private-lending consultant
Alastair ScottPrivate-Lending Consultant in Muizenberg, Cape Town
Assisting private clients for 34 years
Muizenberg, Cape Town, Western Cape
Local & offshore
In person & online
I help people to understand our products, as well as how they fit into the overall context of global asset allocation.
34 yrs
Of professional experience
Local + Offshore
Both ProLend pathways
Muizenberg, Cape Town
Western Cape, South Africa
In person & online
How Alastair meets clients
Background & experience
Assisting private clients for 34 years
I help people to understand our products, as well as how they fit into the overall context of global asset allocation.
After completing a BComm/LLB at Univ of Natal I worked as a public prosecutor, running the Hillbrow court for almost 2 years. I then moved to Old Mutual for 6 years, ending up as Senior Legal Advisor with Johannesburg Financial Advisory Services. In February 1998 I joined Citadel Wealth Management where I spent 15 years as advisory partner. Since 2014 I've focussed exclusively on alternate assets, and more specifically private lending.
Areas of expertise
Where clients rely on me most.
Prospective clients who need to understand how private lending works.
Local, prime-linked lending
Rand-based arrangements that move with South Africa's prime rate. We model an indicative range and talk through how income tracks as prime shifts.
Offshore fixed-return notes
Hard-currency structures over a fixed term, deployed in Rands at the live rate. Useful when a client wants currency diversification and a defined horizon.
Credentials & training
What backs me.
ProLend Consultant CertificationCompleted the full training programme and knowledge checks, 2026.
34 years of professional experienceExperience brought to every client conversation.
BComm / LLB / CFP (not currently a member of FPI)As listed by Alastair.
Professional membershipsFinancial Planning Institute until 2015
LanguagesWorks with clients in English and Afrikaans.
How I work with you
Understanding first, decisions second.
01
Plain language, always
I make sure you understand what we’re looking at before we go any further — no jargon, and no question is too basic.
02
Your plans come before the product
I ask what the money is actually for and when you need it back, then we see whether anything here fits. Sometimes it doesn’t.
03
I’d rather check than guess
If I don’t know, I say so, and I come back to you with the answer in writing.
Where Alastair works
Based in Muizenberg, Cape Town, working across Western Cape and online.
Alastair works with clients in Muizenberg, Cape Town, Simon's Town, Noordhoek, Constantia and Stellenbosch, as well as online with clients anywhere in South Africa. First conversations happen in person or over a video call — whichever suits you.
Common questions
About working with Alastair.
Who is Alastair Scott?
I help people to understand our products, as well as how they fit into the overall context of global asset allocation. Prospective clients who need to understand how private lending works.
Where is Alastair based?
Alastair is based in Muizenberg, Cape Town, Western Cape, and works with clients in Muizenberg, Cape Town, Simon's Town, Noordhoek, Constantia and Stellenbosch — as well as online with clients anywhere in South Africa.
Who does Alastair work best with?
Prospective clients who need to understand how private lending works.
What does Alastair help clients understand?
How private lending works in South Africa — the local prime-linked pathway and the offshore hard-currency pathway — including the structure, the term, the security features and the risks, so you can weigh it up yourself.
Does Alastair provide financial advice?
No. Alastair is an independent ProLend consultant and does not provide financial, investment or tax advice — only information, and a walk through the pathways. Product terms and administration are the responsibility of the registered provider.
Can I model local and offshore scenarios with Alastair?
Yes. You can model an indicative local prime-linked or offshore hard-currency scenario for your own amount using the calculator on Alastair's link, then discuss what it shows together.
Is there any obligation after enquiring?
No. Modelling a scenario and enquiring are free and carry no obligation. Nothing proceeds until you are comfortable, and final terms, availability and acceptance still apply.
Important boundaries
What this is — and what it isn't.
- Alastair is an independent ProLend consultant, not an employee of ProLend.
- Alastair does not provide financial, investment or tax advice.
- Figures modelled on ProLend are indicative, not quotes or offers.
- Returns are not guaranteed, and depend on the arrangement, prevailing rates and the term.
- Capital carries risk, including the risk of loss.
- Product terms and administration are handled by the registered credit provider under the National Credit Act.
Ready when you are
Model your scenario with Alastair.
Start with an indicative figure on the calculator, then request a conversation. There's no obligation, and nothing happens until you're ready.
Alastair Scott is an independent ProLend consultant. Figures modelled on ProLend are indicative and do not constitute financial advice or a guarantee of any return. Product terms and administration are the responsibility of the registered product provider.